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If you know anyone who would call himself an investor than he or she might have told you about opportunities that go with the buying of gold. Or maybe you are an investor and this is not new to you? In this case you know about the benefits of buying gold and how important it is in investment schemes. On the other hand if you are new to gold market than this article might be useful for you. The first question you might be asking yourself is: What kind of gold should I buy? Well you have two options. You can buy either gold coins or gold bars. Gold coins nowadays are made out of 24 karat gold. Some older coins might have a smaller amount of karats (for example around 22 karats). Gold coins are usually more expensive than gold bars. After all you will exchange cash for gold anyway but it is perceived as more efficient to buy gold bars. As far as the time is concerned it is up to you whether to buy a gold. Although it is believed that gold is cheaper during bad times for the economy. It is safe to invest up to 30 percent of your assets in gold. Those are of course only basic advices but as you can see it is a good idea to exchange cash for gold. Gold is and will always be an insurance.